<p><br/></p><p>I didn’t experience the “before.” Before landlines, before phones, before mobile money—I didn’t exist. But I did read about them.</p><p><br/></p><p>I know we skipped landlines to mobile phones. I know we dived straight into mobile banking after that. I only read about the “skip” but I’m now living in the result. </p><p><br/></p><p>The numbers and statistics don’t lie about how well that worked for us. </p><p>In late 2025, 66% of Africans were estimated to own mobile phones. Not just for calls. M-Pesa, the continental success story is moving cash for over 60 million Africans . Opay, a fintech mobile money company—barely a few years old is already serving over 50 million Africans. Landlines? Banks? We just skipped them. </p><p><br/></p><p>So when people told us the digital economy would be the next skip, we believed them. Why wouldn’t we?</p><p><br/></p><p>My generation was supposed to witness the next skip—digital jobs. Mobile banking was our last win, but is the next win already being taken off the table by AI?</p><p><br/></p><p>Take programming for instance. It was supposed to be our golden ticket. Learn to code and earn thousands of dollars globally. Junior developers working remotely earn about $500-$1000 per month. Senior developers can reach $7000 per month. It was supposed to be a life-changing opportunity but AI came around.</p><p>Coding and debugging jobs are already shrinking. AI tools like GitHub Copilot can write code on demand. </p><p><strong><br/></strong></p><p><strong>And let’s face it: can you actually out-program an AI?</strong></p><p><br/></p><p>And it’s not just programming, BPO(Business Process Outsourcing) was supposed to be the next big thing. Here, companies in Europe and the U.S hire Africans to handle customer support, calls and data entry for them because it was cheaper than hiring their own local workers back home. As of late 2025, CCI Global invested $355.3 million to Africa. The industry could create 1.5 million call-center jobs by 2030. The numbers were looking good. But now, most of the current BPO roles are vulnerable to automation by 2030.</p><p><br/></p><p> <strong>And let’s face it: can you out-task an AI?</strong></p><p><br/></p><p>Then there’s the space we all thought was untouchable— the creator economy. Yeah, you heard that right. The African creator economy was valued at $5.1 billion in early 2026 with room for massive growth by 2030. Crazy right? It looked like the one place human creativity would always win. But now, AI can generate content, images and even Kim Kardashian’s personality. Content creators are no longer just competing with each other, they’re competing with algorithms that neither sleep nor slumber. </p><p><br/></p><p><strong>Now let me ask you: can you out-create something that can never run out of ideas?</strong></p><p><br/></p><p>But here’s what I’ve come to realize—and I’m saying this from experience, not just research. Are digital jobs shrinking? Yes. Are they all under threat? Yes. But the future does not mean zero jobs. It’s different jobs. I work with Outlier and Luel AI—training AIs on how to think and act better, giving them real human voices and faces to learn from. These jobs exist because of AI. Not what AI took but what they created. And yes, the pay is pretty decent.</p><p><br/></p><p>These aren’t the only ones. AI has created a whole new category of jobs—AI prompt engineering, automation, ethics reviewing and so on. These jobs did not exist ten years ago. And now, people are building careers on them.</p><p><br/></p><p>So, there is definitely hope for African workers in the digital world. Jobs are not vanishing, they’re just changing shape. New jobs do exist and I’m living proof. </p><p><br/></p><p>And real talk? AI isn’t taking jobs. It’s people who use AI that are taking jobs from people who don’t. </p><p><br/></p><p><strong>Let that sit for a minute…</strong></p><p><br/></p><p>I didn’t experience the “before” and I’m glad I didn’t. But I’m going to help shape the next skip because<strong> if you can’t beat them, join them.</strong></p><p><br/></p><p> And we’re clearly not beating them.</p><p><br/></p>
At the end of the month, we give out prizes in 3 categories: Best Content, Top Engagers and
Most Engaged Content.
Best Content
Top Engagers
Most Engaged Content
Best Content
We give out cash prizes to 7 people with the best insights in the past month. The 7 winners are picked
by an in-house selection process.
The winners are NOT picked from the leaderboards/rankings, we choose winners based on the quality, originality
and insightfulness of their content.
Here are a few other things to know for the Best Content track
1
Quality over Quantity — You stand a higher chance of winning by publishing a few really good insights across the entire month,
rather than a lot of low-quality, spammy posts.
2
Share original, authentic, and engaging content that clearly reflects your voice, thoughts, and opinions.
3
Avoid using AI to generate content—use it instead to correct grammar, improve flow, enhance structure, and boost clarity.
4
Explore audio content—high-quality audio insights can significantly boost your chances of standing out.
5
Use eye-catching cover images—if your content doesn't attract attention, it's less likely to be read or engaged with.
6
Share your content in your social circles to build engagement around it.
Top Engagers
For the Top Engagers Track, we award the top 3 people who engage the most with other user's content via
comments.
The winners are picked using the "Top Monthly Engagers" tab on the rankings page.
Most Engaged Content
The Most Engaged Content recognizes users whose content received the most engagement during the month.
We pick the top 3.
The winners are picked using the "Top Monthly Contributors" tab on the rankings page.
Contributor Rankings
The Rankings/Leaderboard shows the Top 20 contributors and engagers on TwoCents a monthly and all-time basis
— as well as the most active colleges (users attending/that attended those colleges)
The all-time contributors ranking is based on the Contributor Score, which is a measure of all the engagement and exposure a contributor's content receives.
The monthly contributors ranking tracks performance of a user's insights for the current month. The monthly and all-time scores are calcuated DIFFERENTLY.
This page also shows the top engagers on an all-time & monthly basis.
All-time Contributors
All-time Engagers
Top Monthly Contributors
Top Monthly Engagers
Most Active Colleges
Contributor Score
The all-time ranking is based on users' Contributor Score, which is a measure of all
the engagement and exposure a contributor's content receives.
Here is a list of metrics that are used to calcuate your contributor score, arranged from
the metric with the highest weighting, to the one with the lowest weighting.
1
Subscriptions received
2
Tips received
3
Comments (excluding replies)
4
Upvotes
5
Views
6
Number of insights published
Engagement Score
The All-time Engagers ranking is based on a user's Engagement Score — a measure of how much a
user engages with other users' content via comments and upvotes.
Here is a list of metrics that are used to calcuate the Engagement Score, arranged from
the metric with the highest weighting, to the one with the lowest weighting.
1
A user's comments (excluding replies & said user's comments on their own content)
2
A user's upvotes
Monthly Score
The Top Monthly Contributors ranking is a monthly metric indicating how users respond to your posts, not just how many you publish.
We look at three main things:
1
How strong your best post is —
Your highest-scoring post this month carries the most weight. One great post can take you far.
2
How consistent the engagement you receive is —
We also look at the average score of all your posts. If your work keeps getting good reactions, you get a boost.
3
How consistent the engagement you receive is —
Posting more helps — but only a little.
Extra posts give a small bonus that grows slowly, so quality always matters more than quantity.
In simple terms:
A great post beats many ignored posts
Consistently engaging posts beat one lucky hit
Spamming low-engagement posts won't help
Tips, comments, and upvotes from others matter most
This ranking is designed to reward
Thoughtful, high-quality posts
Real engagement from the community
Consistency over time — without punishing you for posting again
The Top Monthly Contributors leaderboard reflects what truly resonates, not just who posts the most.
Top Monthly Engagers
The Top Monthly Engagers ranking tracks the most active engagers on a monthly basis
Here is what we look at
1
A user's monthly comments (excluding replies & said user's comments on their own content)
2
A user's monthly upvotes
Most Active Colleges
The Most Active Colleges ranking is a list of the most active contributors on TwoCents, grouped by the
colleges/universities they attend(ed)
Here is what we look at
1
All insights posted by contributors that attended a particular school (at both undergraduate or postgraduate levels)
2
All comments posted by contributors that attended a particular school (at both undergraduate or postgraduate levels) —
excluding replies
Below is a list of badges on TwoCents and their designations.
Comments