How I Survive University on a Student Budget (No Cap)
<p>Bro, let’s be honest for a second 🤲</p><p>Being a student in Nigeria is basically a survival game.</p><p>Like why is everything expensive now??</p><p>Even air feels like it has tax 😭</p><p><br/></p><p>But somehow, I still dey survive.</p><p>So let me drop the Real Life Student Budget Survival Guide</p><p>(No lecturer will teach you this one.)</p><p><br/></p><p>1. Learn the Art of “Do You Have 50?”</p><p><br/></p><p>Listen… Nobody is too big to ask for small contributions.</p><p>You see that “make we run am together” mentality?</p><p>Use it.</p><p>A snack suddenly feels cheaper when 3 of you are sharing the bill 🤝</p><p><br/></p><p>2. Stop Impulse Spending (This One Pain 💔)</p><p><br/></p><p>You know that thing where you say:</p><p><br/></p><p>“I’ll only buy one thing.”</p><p><br/></p><p>Next thing, your wallet is crying and your account balance is giving obituary 🧍</p><p><br/></p><p>Before you buy anything, ask yourself:</p><p>“Do I want it or am I just bored?”</p><p><br/></p><p>If boredom is the reason → Go and drink water.</p><p>Free of charge 😭</p><p><br/></p><p>3. Cook More, Buy Less (I Know, I Know 😩)</p><p><br/></p><p>At Redeemer’s Uni especially, food prices can humble a destiny.</p><p>But when you cook, suddenly life makes sense again.</p><p><br/></p><p>Even if it’s just:</p><p><br/></p><p>Indomie with talent</p><p><br/></p><p>Rice + stew + hope</p><p><br/></p><p>Bread & beans (the holy combo)</p><p><br/></p><p>Your wallet will breathe.</p><p>Your ancestors will bless you 🙏</p><p><br/></p><p>4. Befriend the Plug 🔌</p><p><br/></p><p>There is ALWAYS someone who knows how to get things cheaper.</p><p>Make friends with that person.</p><p><br/></p><p>It could be:</p><p><br/></p><p>A food plug</p><p><br/></p><p>A thrift plug</p><p><br/></p><p>A hair/barber plug</p><p><br/></p><p>A “network always works in my room” plug 😭</p><p><br/></p><p>Connections will save your life in Uni more than GPA sometimes.</p><p><br/></p><p>5. Avoid “Trying to Impress People” Syndrome 🤡</p><p><br/></p><p>Some people are acting rich for Snapchat and Instagram.</p><p>Meanwhile their account balance is ₦73.19.</p><p><br/></p><p>Be calm.</p><p>Be wise.</p><p>Your time to ball will come.</p><p>You just need to survive this semester 😂💔</p><p><br/></p><p>6. Side Hustle is Not a Joke 🚀</p><p><br/></p><p>Sell something.</p><p>Edit videos.</p><p>Do assignments (for small fee 😭).</p><p>Graphic design.</p><p>Offer notes service.</p><p><br/></p><p>Just… anything with dignity, please, I’m begging 😭</p><p><br/></p><p>At the end of the day…</p><p><br/></p><p>We’re all just trying to survive Uni without going broke-broke.</p><p>Some days we win.</p><p>Some days we check our account and whisper:</p><p>“God abeg.”</p><p><br/></p><p>And that’s okay 💀😭</p><p><br/></p><p>Your Turn:</p><p><br/></p><p>What’s the BROKEST moment you’ve ever experienced in school?</p><p>👇👇 I need to hear these stories 😭</p>
At the end of the month, we give out prizes in 3 categories: Best Content, Top Engagers and
Most Engaged Content.
Best Content
Top Engagers
Most Engaged Content
Best Content
We give out cash prizes to 7 people with the best insights in the past month. The 7 winners are picked
by an in-house selection process.
The winners are NOT picked from the leaderboards/rankings, we choose winners based on the quality, originality
and insightfulness of their content.
Here are a few other things to know for the Best Content track
1
Quality over Quantity — You stand a higher chance of winning by publishing a few really good insights across the entire month,
rather than a lot of low-quality, spammy posts.
2
Share original, authentic, and engaging content that clearly reflects your voice, thoughts, and opinions.
3
Avoid using AI to generate content—use it instead to correct grammar, improve flow, enhance structure, and boost clarity.
4
Explore audio content—high-quality audio insights can significantly boost your chances of standing out.
5
Use eye-catching cover images—if your content doesn't attract attention, it's less likely to be read or engaged with.
6
Share your content in your social circles to build engagement around it.
Top Engagers
For the Top Engagers Track, we award the top 3 people who engage the most with other user's content via
comments.
The winners are picked using the "Top Monthly Engagers" tab on the rankings page.
Most Engaged Content
The Most Engaged Content recognizes users whose content received the most engagement during the month.
We pick the top 3.
The winners are picked using the "Top Monthly Contributors" tab on the rankings page.
Contributor Rankings
The Rankings/Leaderboard shows the Top 20 contributors and engagers on TwoCents a monthly and all-time basis
— as well as the most active colleges (users attending/that attended those colleges)
The all-time contributors ranking is based on the Contributor Score, which is a measure of all the engagement and exposure a contributor's content receives.
The monthly contributors ranking tracks performance of a user's insights for the current month. The monthly and all-time scores are calcuated DIFFERENTLY.
This page also shows the top engagers on an all-time & monthly basis.
All-time Contributors
All-time Engagers
Top Monthly Contributors
Top Monthly Engagers
Most Active Colleges
Contributor Score
The all-time ranking is based on users' Contributor Score, which is a measure of all
the engagement and exposure a contributor's content receives.
Here is a list of metrics that are used to calcuate your contributor score, arranged from
the metric with the highest weighting, to the one with the lowest weighting.
1
Subscriptions received
2
Tips received
3
Comments (excluding replies)
4
Upvotes
5
Views
6
Number of insights published
Engagement Score
The All-time Engagers ranking is based on a user's Engagement Score — a measure of how much a
user engages with other users' content via comments and upvotes.
Here is a list of metrics that are used to calcuate the Engagement Score, arranged from
the metric with the highest weighting, to the one with the lowest weighting.
1
A user's comments (excluding replies & said user's comments on their own content)
2
A user's upvotes
Monthly Score
The Top Monthly Contributors ranking is a monthly metric indicating how users respond to your posts, not just how many you publish.
We look at three main things:
1
How strong your best post is —
Your highest-scoring post this month carries the most weight. One great post can take you far.
2
How consistent the engagement you receive is —
We also look at the average score of all your posts. If your work keeps getting good reactions, you get a boost.
3
How consistent the engagement you receive is —
Posting more helps — but only a little.
Extra posts give a small bonus that grows slowly, so quality always matters more than quantity.
In simple terms:
A great post beats many ignored posts
Consistently engaging posts beat one lucky hit
Spamming low-engagement posts won't help
Tips, comments, and upvotes from others matter most
This ranking is designed to reward
Thoughtful, high-quality posts
Real engagement from the community
Consistency over time — without punishing you for posting again
The Top Monthly Contributors leaderboard reflects what truly resonates, not just who posts the most.
Top Monthly Engagers
The Top Monthly Engagers ranking tracks the most active engagers on a monthly basis
Here is what we look at
1
A user's monthly comments (excluding replies & said user's comments on their own content)
2
A user's monthly upvotes
Most Active Colleges
The Most Active Colleges ranking is a list of the most active contributors on TwoCents, grouped by the
colleges/universities they attend(ed)
Here is what we look at
1
All insights posted by contributors that attended a particular school (at both undergraduate or postgraduate levels)
2
All comments posted by contributors that attended a particular school (at both undergraduate or postgraduate levels) —
excluding replies
Below is a list of badges on TwoCents and their designations.
Comments