<p><br/></p><p><br/></p><p>I’ve got 99 problems…</p><p>but an Insight ain’t one.</p><p><br/></p><p>Funny how that sounds like a punchline,</p><p>but for me, it’s been a process.</p><p><br/></p><p>Because if you’ve been here long enough on TwoCents,</p><p>you’ll know these “<strong>Insights</strong>” were never just posts.</p><p>They were moments.</p><p>Fragments of chaos.</p><p>Observations dressed as stories.</p><p>And sometimes… subtle confessions hiding in plain sight.</p><p><br/></p><p>From the early days of figuring out what this platform even meant to me,</p><p>to becoming that guy who could turn everyday madness into something people would pause to read...</p><p>it’s been a ride.</p><p><br/></p><p>We’ve talked about love…</p><p>not the soft, fairy-tale version,</p><p>but the complicated Lagos-type love...</p><p>where “good morning” texts come with mixed signals,</p><p>and everybody is either healing, hiding, or hot-headed.</p><p><br/></p><p>We’ve unpacked friendship…</p><p>the real kind,</p><p>and the performative kind.</p><p>The ones that show up when it matters,</p><p>and the ones that disappear when the vibe changes.</p><p><br/></p><p>We’ve laughed through chaos...</p><p>because honestly, if you don’t laugh, you might just lose your mind.</p><p>From unserious characters to situations that felt scripted by Nollywood itself…</p><p>some of you didn’t just read, you <em>related</em> a little too loudly.</p><p><br/></p><p>And then there were the subtle lessons…</p><p>the ones I didn’t spell out,</p><p>but you felt anyway.</p><p><br/></p><p>Growth.</p><p>Self-awareness.</p><p>The quiet realization that not everything deserves your energy…</p><p>and not everyone deserves your access.</p><p><br/></p><p>Somewhere between all these Insights,</p><p>I found my voice.</p><p><br/></p><p>Not the perfect voice...</p><p>but the honest one.</p><p><br/></p><p>The one that can be playful today,</p><p>and deeply reflective tomorrow.</p><p>The one that can call out nonsense,</p><p>but still understand the human behind it.</p><p><br/></p><p>And maybe that’s what this 99 really means.</p><p><br/></p><p>Not just consistency.</p><p>Not just creativity.</p><p>But evolution.</p><p><br/></p><p>Because if you go back to Insight 1 and place it side by side with this…</p><p>you’ll see it.</p><p><br/></p><p>The growth in thought.</p><p>The confidence in tone.</p><p>The intentionality in storytelling.</p><p><br/></p><p>This platform gave me space...</p><p>but more importantly, it gave me people.</p><p><br/></p><p>The readers who stayed.</p><p>The ones who engaged.</p><p>The silent ones who never commented, but never missed a post.</p><p><br/></p><p>You made these 99 Insights matter.</p><p><br/></p><p>So yeah…</p><p>life still has its 99 problems.</p><p>Deadlines.</p><p>People.</p><p>Pressure.</p><p>Expectations.</p><p>And the everyday madness that comes with just trying to be something in a noisy world.</p><p><br/></p><p>But through all of that,</p><p>showing up here to write?</p><p><br/></p><p>That’s never been one of them.</p><p><br/></p><p>Because this…</p><p>this has been clarity.</p><p>This has been expression.</p><p>This has been mine.</p><p><br/></p><p>And now… we’re here.</p><p><br/></p><p>99 Insights in.</p><p><br/></p><p>Not the end.</p><p>Not even close.</p><p><br/></p><p>Just a checkpoint.</p><p><br/></p><p>Because if there’s one thing this journey has taught me,</p><p>it’s that there’s always another story,</p><p>another perspective,</p><p>another truth waiting to be told.</p><p><br/></p><p>So I won’t overthink it.</p><p><br/></p><p>No long goodbyes.</p><p>No dramatic pause.</p><p><br/></p><p>Just the only line that feels right.</p><p><br/></p><blockquote><strong>I’m on to the next one.</strong></blockquote><p><br/></p>
At the end of the month, we give out prizes in 3 categories: Best Content, Top Engagers and
Most Engaged Content.
Best Content
Top Engagers
Most Engaged Content
Best Content
We give out cash prizes to 7 people with the best insights in the past month. The 7 winners are picked
by an in-house selection process.
The winners are NOT picked from the leaderboards/rankings, we choose winners based on the quality, originality
and insightfulness of their content.
Here are a few other things to know for the Best Content track
1
Quality over Quantity — You stand a higher chance of winning by publishing a few really good insights across the entire month,
rather than a lot of low-quality, spammy posts.
2
Share original, authentic, and engaging content that clearly reflects your voice, thoughts, and opinions.
3
Avoid using AI to generate content—use it instead to correct grammar, improve flow, enhance structure, and boost clarity.
4
Explore audio content—high-quality audio insights can significantly boost your chances of standing out.
5
Use eye-catching cover images—if your content doesn't attract attention, it's less likely to be read or engaged with.
6
Share your content in your social circles to build engagement around it.
Top Engagers
For the Top Engagers Track, we award the top 3 people who engage the most with other user's content via
comments.
The winners are picked using the "Top Monthly Engagers" tab on the rankings page.
Most Engaged Content
The Most Engaged Content recognizes users whose content received the most engagement during the month.
We pick the top 3.
The winners are picked using the "Top Monthly Contributors" tab on the rankings page.
Contributor Rankings
The Rankings/Leaderboard shows the Top 20 contributors and engagers on TwoCents a monthly and all-time basis
— as well as the most active colleges (users attending/that attended those colleges)
The all-time contributors ranking is based on the Contributor Score, which is a measure of all the engagement and exposure a contributor's content receives.
The monthly contributors ranking tracks performance of a user's insights for the current month. The monthly and all-time scores are calcuated DIFFERENTLY.
This page also shows the top engagers on an all-time & monthly basis.
All-time Contributors
All-time Engagers
Top Monthly Contributors
Top Monthly Engagers
Most Active Colleges
Contributor Score
The all-time ranking is based on users' Contributor Score, which is a measure of all
the engagement and exposure a contributor's content receives.
Here is a list of metrics that are used to calcuate your contributor score, arranged from
the metric with the highest weighting, to the one with the lowest weighting.
1
Subscriptions received
2
Tips received
3
Comments (excluding replies)
4
Upvotes
5
Views
6
Number of insights published
Engagement Score
The All-time Engagers ranking is based on a user's Engagement Score — a measure of how much a
user engages with other users' content via comments and upvotes.
Here is a list of metrics that are used to calcuate the Engagement Score, arranged from
the metric with the highest weighting, to the one with the lowest weighting.
1
A user's comments (excluding replies & said user's comments on their own content)
2
A user's upvotes
Monthly Score
The Top Monthly Contributors ranking is a monthly metric indicating how users respond to your posts, not just how many you publish.
We look at three main things:
1
How strong your best post is —
Your highest-scoring post this month carries the most weight. One great post can take you far.
2
How consistent the engagement you receive is —
We also look at the average score of all your posts. If your work keeps getting good reactions, you get a boost.
3
How consistent the engagement you receive is —
Posting more helps — but only a little.
Extra posts give a small bonus that grows slowly, so quality always matters more than quantity.
In simple terms:
A great post beats many ignored posts
Consistently engaging posts beat one lucky hit
Spamming low-engagement posts won't help
Tips, comments, and upvotes from others matter most
This ranking is designed to reward
Thoughtful, high-quality posts
Real engagement from the community
Consistency over time — without punishing you for posting again
The Top Monthly Contributors leaderboard reflects what truly resonates, not just who posts the most.
Top Monthly Engagers
The Top Monthly Engagers ranking tracks the most active engagers on a monthly basis
Here is what we look at
1
A user's monthly comments (excluding replies & said user's comments on their own content)
2
A user's monthly upvotes
Most Active Colleges
The Most Active Colleges ranking is a list of the most active contributors on TwoCents, grouped by the
colleges/universities they attend(ed)
Here is what we look at
1
All insights posted by contributors that attended a particular school (at both undergraduate or postgraduate levels)
2
All comments posted by contributors that attended a particular school (at both undergraduate or postgraduate levels) —
excluding replies
Below is a list of badges on TwoCents and their designations.
Comments